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A children's playhouse on the back side of the Cody Inn in West Duluth collapsed into a ravine during Wednesday's big storm. Only 111 property owners have flood insurance in Duluth. Bob and Jean Pedersen, owners of this property, aren't among them. (Bob King / rking@duluthnews.com)

No flood insurance? There may be other options for victims of last week's storm

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For 50 feet or so, one side of Cody Street has simply disappeared, fallen into an embankment. Next to it is what appears to be a house propped up by a couple of two-by-fours.

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